St. Louis Car Accident
Insurance Process

STEP-BY-STEP GUIDE

Post Collision
Insurance Process

Being involved in an auto accident can be an aggravating and expensive experience. No matter how serious it is, Auto Beauty Specialists will work with your insurance company to make those bad days better with our friendly customer service and exceptional body repair work.

  • Free estimates
  • Monday-Friday, 8 a.m. to 4:30 p.m.
  • No appointment needed
  • 15-30 minutes is all we need
  • Enjoy refreshments and snacks in our comfortable lobby while you wait

Save yourself the headache. Contact us today to schedule an appointment, or simply stop in at our convenient Olivette location.

Insurance: Auto Collision Repair Steps

We are here to minimize the work you need to do after an accident. We have a streamlined auto insurance process to get your vehicle repaired and get you back on the road in no time!

Step 1:
File a Claim

One of the first things you should do after a car accident, regardless of whether or not another vehicle was involved, is file a claim with your insurance company. 

Insurance companies may try to guide you into choosing a repair shop they share special interests with, but you have a right to choose the collision repair company that’s right for you. All of the work done by Auto Beauty Specialists is under warranty for the life of the vehicle for as long as you own it.

Step 2:We Create an Estimate

Bring in your vehicle and claim number. We’ll inspect the damage and provide an estimate of the cost for needed repairs.

  • Free estimates
  • Monday-Friday, 8 a.m. to 4:30 p.m.
  • No appointment needed
  • 15-30 minutes is all we need
  • Enjoy refreshments and snacks in our comfortable lobby while you wait

The insurance company will decide whether to cover the cost of repairs or to declare the vehicle a total loss. Usually, if the car’s structural integrity is affected, or if the cost of repairs exceeds the car’s value it will be declared a total loss.

Step 3:
Tell Your Insurance Company You are Working with Us

All you have to do is tell the insurance company that you are working with Auto Beauty Specialists, and we’ll take it from there! We will be your liaison with the insurance company, giving you updates every step of the way. 

If needed, we can offer you one of our loaner vehicles or a rental car while your vehicle is being repaired. Auto Beauty Specialists works with top-level car rental companies we know you can trust. Our loaner fee varies by day and depends on availability, so talk to us about your specific needs!

Step 4:
We Make Everything Right

Our professional team of knowledgeable technicians work on your vehicle and complete the needed repairs. Other collision repair shops may cut corners to save the insurance company money, but our mindset is safety and quality first. 
We are a family-owned company who treats you like one of our own.

Auto Beauty Specialists offers:

  • High-quality, reliable repairs
  • Quick turn-around
  • Guaranteed work for as long as you own the vehicle. 

Step 5:
Pick Up Your Repaired Vehicle

We will show you the completed work in our showroom. Pay your deductible (if you have one), then be back on the road! It’s that simple!

St. Louis
Direct Repair Program

We are a direct repair program (DRP) for AAA, Geico, USAA, Nationwide, and Chubb, and we work with all insurance companies. Being a DRP means we can get to work right away because insurers trust us to self-approve our estimates and repairs.

We will work with your insurance company; however, we work FOR YOU and we pride ourselves on having our customers’ best interests in mind. We make it our responsibility to make your job easy so you can get back on the road, and back into life, as quickly as possible.

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St. Louis Auto Collision
Repair Shop

For over 60 years, Auto Beauty Specialists has been delivering quality collision repair work for our growing family of customers. You can depend on us to complete your vehicle’s needed repairs safely and efficiently. 

Contact us or stop by today!

Have Questions?

Give us a call, we’re happy to help!

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AUTO REPAIR FACTS

We want our customers to know that the promise of a guarantee is not the same thing as a high quality, safe repair.

LEARN MORE